3% Down Mortgages

为首付存下几千美元是一件很难的事. 我们为符合条件的借款人提供的低首付和免首付抵押贷款有助于公平竞争. 

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消除了买房的另一个障碍.

With car loans, student loans, and a growing family, 存钱很难,但这并不意味着你必须推迟你的梦想. Arbor Financial的3%首付抵押贷款意味着,在密歇根州买房,你需要的首付款可能比传统贷款少数千美元.

Call us today at 269.544.3105 and find out what our team can do for you!

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family with keys outside new home

以下是3%首付贷款如何让你搬进新家:

  • 完美的买家谁的资金有限的首付.
  • Several loan terms are available.
  • Low 3% down payment.
  • Closing costs will still be needed
  • 简单的申请流程和快速的响应.
  • 贷款预批准程序,以帮助您集中您的住房搜索.
  • 贷款服务在阿伯金融,所以你总是说,当地的人,如果你有问题.

当你准备好申请时,以下是你需要考虑的事项:

您需要所有借款人的文件,包括:

  • Social Security number
  • Contact and employment information
  • 对收入、资产和负债的最佳估计

Once you've applied, we'll contact you to:

  • Guide you through the loan process
  • Complete your loan application package
  • 帮助您选择最佳方案和利率

密歇根州住房发展局(MSHDA)  

Arbor Financial是MSHDA为数不多的认证合作伙伴之一. 这种伟大的合作伙伴关系使我们能够通过在我们的目录中添加另一个首付款援助计划来帮助我们的会员. Qualified borrowers can get up to $10,000 to help with closing costs, down payments, or prepaid expenses. 我们所有的抵押贷款专家都有丰富的经验,随时准备帮助您. 

MSHDA还允许合格的成员申请按揭信用证书(MCC)。. MCC是一项税收抵免,使借款人能够将其年度抵押贷款利息的20%记入其税收,最长可达30年. 

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downpayment assistance