According to the Michigan Department of Natural 资源, Michigan’s 103 state parks and 138 国家森林营地s aggregated more than 1.到2021年，露营总天数将达到200万晚. 当你在密歇根的时候, 你离州立公园永远不会超过半小时, 国家森林营地, 或者州步道系统.

同样的, 无论你在密歇根的哪个地方, you are never more than six miles from a body of water—be it a river, 内陆湖, 或者五大湖之一. Moreover, residents are never more than 85 miles from one of those five Great Lakes. 难怪一旦春天来临, people in the Great Lakes State start considering a boat or an RV purchase. 还有阿伯金融信用合作社 有竞争力的房车和游艇贷款利率; there is no better time to Get MORE memories in your very own boat or RV.

但是你怎样才能确保你得到最好的利率呢? Here are our top three tips for making sure you don’t take a bath when you take the plunge on your new boat or RV.

1. 检查你的信用和价格商店 

Before you talk to lenders, you should always have some idea of what’s on your credit report. 如果你订阅  IDProtect you can receive your credit report from all three monitoring firms every 90 days, so you’ll know what’s on your report and what your score is. You can also take action against anything that you think shouldn’t be there, 哪些会对你的分数产生负面影响. If you are looking for ways to improve your score and more information on credit, 点击这里. If your credit is clean and clear, then your rate will be better. 你的钱包会感谢你的.

2. 考虑术语

Term length and rate go hand-in-hand; the shorter term you get, 你就越有可能获得更好的利率. 不仅如此, 但如果你的贷款期限较短, then you’re paying less interest over the life of the loan. If you can afford the higher monthly payments, it might be something to consider.

3. 先获得预先批准 

When you go into a showroom or a dealership with a pre-approval in-hand, then you’re less likely to feel pressured to take an offer from the dealer that might not be the best one for you. You could be locked into a higher interest rate with payment terms you didn’t want because you wanted to ensure you got one particular model. 当你拿着预先批准的文件进去的时候, you can be confident about what you’re getting and that you have the best rate for your financial situation.

Arbor Financial 有竞争力的利率为船和房车贷款，有些则允许60天内不付款*. You can lock in a great rate and be enjoying the beautiful outdoors well before your first payment comes due. 今天就和贷款专家谈谈 为你找到一个完美的选择!